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"When buying my first home, I had a lot of questions, and Tina had all the answers. She is very knowledgable and I wouldn't consider using another real estate agent!" 

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Real Estate Tips
First Time Buyers >More Down Payment Help

One of the most common deterrents to first-time home buyers is the lack of a down payment. However, the home loan industry has practically re-created itself in the last ten years, making it easier than ever to obtain a mortgage, and new mortgage programs are always cropping up.

Some states sponsor loan programs that allow buyers to purchase a home without putting any money down. A parent or other relative can guarantee repayment of ten percent of the loan if the buyer defaults. The only cash needed is for the closing costs, which typically run about three percent of the loan. Parents can also give their children down payment help through a personal note or second trust deed. The terms can be set up for monthly payments or annual payments amortized over a period of time. You could pay the interest only, and have the payoff due when the property is sold.

With so many alternatives, doesn't it make sense to call your real estate agent for a free consultation? You may be closer to home ownership than you think.

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Real Estate Trivia
Q 
What famous example of post-colonial architecture is modeled after the palace of the Duke of Leinster in Ireland?

A 
The White House in Washington, D.C., begun in 1792 and burned by the British in 1814, was rebuilt in 1818 and restored in 1951.
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Tina M Deatherage, REALTOR®, real estate agent and broker for Kankakee, Manteno, Bradley and Bourbonnais, Illinois home listings, property and land for sale - NUMBER1EXPERT

Tina M. Deatherage, ABR, GRI, RMM
Real Living Speckman Realty Inc.

612 Armour Rd.
Bourbonnais, IL. 60914
Phone: 815-791-5827
Fax: 815-937-4153
Email: Tina@GetMuvn.com

Tina M. Deatherage is among the top real estate agents in a tri-county area, receiving numerous awards at local, state and national levels year after year!! She specializes in both the residential & multi-family properties, helping hundreds of families obtain the "American Dream" of owning a home. So, whether your buying, selling or investing....contact Tina for all your real estate needs and the best professional personalized service!

ABR Equal Housing GRI MLS REALTOR




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