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"Tina took a personal interest and kept us well-informed (more than our other agent at RE/MAX did) about the sale and did everything she could to speed things up! She did more than we could have imagined, and we're completely satisfied!!!"

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Financing Your Home >If You Are Self Employed

There's no question that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications of buyers who are self-employed than people who work for a regular salary.

However, if you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. It is a good idea to meet with one or more loan officers before you begin your search. They will probably want to analyze your tax returns for the past 2 or 3 years, keeping in mind that many self employed people can look impoverished on paper, since you can write off some expenses that salaried individuals can not. Try to get pre-approval from the lender, and ask for a letter stating that you have pre-qualified for a loan which your real estate agent can attach to any offer you submit on a home. This will make you more attractive to the sellers.

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Q	What price range is considered upscale or high-end in residential real estate?
A	The price range varies depending on the local market, but upscale homes are in the top 10% of an MLS area's annual home sales.
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Tina M Deatherage, REALTOR®, real estate agent and broker for Kankakee, Manteno, Bradley and Bourbonnais, Illinois home listings, property and land for sale - NUMBER1EXPERT

Tina M. Deatherage, ABR, GRI, RMM
Real Living Speckman Realty Inc.
612 Armour Rd.
Bourbonnais, IL. 60914
Phone: 815-791-5827
Fax: 815-937-4153
Email: Tina@GetMuvn.com
Tina M. Deatherage is among the top real estate agents in a tri-county area, receiving numerous awards at local, state and national levels year after year!! She specializes in both the residential & multi-family properties, helping hundreds of families obtain the "American Dream" of owning a home. So, whether your buying, selling or investing....contact Tina for all your real estate needs and the best professional personalized service!

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