You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you.
In the pre-qualification process, you will find out:
- Exactly how much home or land you can afford.
- What special financing programs are available.
- How much cash you will need for the down payment.
- The minimum down payment required, as well as advantages of higher down payments.
- What additional funds are necessary to purchase a home, such as earnest money, credit report fees, home inspections, appraisal fees, homeowners insurance, closing fees, etc.
I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started.
Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone. This service is also provided free of charge, without obligation. It is part of my job as a top Kankakee County REALTORŪ to offer services such as these.
Once you fill out the form, I will process your information and get back to you quickly!